Auto insurance is required in New
Jersey. As a New Jersey driver, you have many choices when it comes to
purchasing cheap car insurance in NJ. Each choice you make affects the
coverage you receive and the amount you pay.
As with any major purchase, you need to understand the product before
you buy it. Use the tools below to help you shop for the coverage that
best suits your needs. New Jersey offers several avenues for you to
fulfill the state’s car insurance requirements.
In order to buy cheap car insurance in NJ while complying the laws, you must choose a car insurance policy.
The Basic policy option is the more affordable insurance package; however, it offers limited coverage, including:
- $5,000 of property damage liability (PDL) per accident. This covers damage you may have caused to someone’s property in a car crash.
- $15,000 of personal injury protection (PIP) per person, per accident. This coverage pays for injuries you suffer in a car crash.
- Up to $250,000 for very severe injuries, such as permanent brain injuries.
